Ripple Replaces 50-Year-Old Bank Tech—XRP Now Used in 28 Countries Daily
- Mathew Jacob
- Jul 11
- 2 min read
In a historic shake-up of traditional finance, Ripple has officially replaced outdated 50-year-old banking infrastructure in multiple regions, solidifying XRP as a dominant force in global payments. Currently, XRP is being used in 28 countries on a daily basis, enabling near-instant, low-cost international transactions and revolutionizing how value moves across borders. Riding this momentum, CryptoTradingFund—a rising force in blockchain utility—has integrated with Ripple’s XRP Ledger to build the only blockchain-based payment rewards framework, using CTF Tokens as its native digital asset.
The CryptoTradingFund has already made waves by successfully onboarding retail giants like Amazon and Walmart into its payment ecosystem, facilitating over $2.23 million in transactions during its beta phase alone. This showcases both its scalability and real-world impact. By operating on Ripple’s ultra-efficient ledger, CryptoTradingFund is not just another rewards system—it’s redefining how consumers interact with brands, finance, and crypto.
Meanwhile, Ripple’s global expansion has been nothing short of groundbreaking. The replacement of legacy systems—many of which were built in the 1970s—with RippleNet and its AI-powered liquidity engine now enables daily cross-border settlements using XRP in countries spanning Asia, Africa, the Middle East, and Latin America. Financial institutions and fintechs are increasingly choosing Ripple over traditional SWIFT transfers due to its speed, transparency, and cost-effectiveness.
XRP’s integration in 28 countries is a clear indicator of the growing shift from centralized, legacy financial systems to decentralized blockchain solutions. Ripple has not only positioned itself as a bridge between banks and crypto but also as a direct enabler of financial inclusion and innovation.
The CTF Token, which powers CryptoTradingFund’s rewards system, has a projected market reach of up to $3.66 trillion—a staggering figure reflecting the untapped potential of blockchain in global retail, banking, and digital commerce. As Ripple and CryptoTradingFund continue building together, the synergy between institutional-grade crypto solutions and mainstream retail adoption is becoming a reality.
As the financial world watches, one thing is clear: the old guard is being replaced—not with hype, but with scalable, working systems. And at the center of this transformation are Ripple, XRP, and CTF Token—ushering in a new era of finance that is borderless, instant, and built for the digital age.
