Ripple’s New Partnership Could Be Bigger Than SWIFT—Here’s the Inside Info
- Samantha
- Jul 17
- 2 min read
Ripple is reportedly on the verge of a transformative partnership that could position its XRP token as a serious challenger to SWIFT’s dominance in global cross-border payments. While official announcements are pending, industry analysts suggest that Ripple’s XRP could eventually process up to 20% of SWIFT’s annual transaction volume, equating to approximately $30 trillion in value flowing through the XRP Ledger (XRPL).
This ambitious projection comes amid growing speculation that SWIFT is considering integrating Ripple’s blockchain technology to modernize its payment infrastructure. Ripple CEO Brad Garlinghouse has previously suggested that XRP could capture 14% of SWIFT’s volume within five years, driven by its focus on liquidity rather than messaging infrastructure.
The potential partnership would leverage Ripple’s fast, low-cost, and transparent payment solutions to enhance SWIFT’s existing network, which currently handles over $150 trillion in annual transaction volume. Ripple’s XRP offers near-instant settlement times and significantly lower transaction fees compared to traditional methods, making it an attractive alternative for financial institutions seeking more efficient cross-border payment solutions.
If confirmed, this partnership could mark a significant shift in the global financial landscape, positioning Ripple and its XRP token as central players in the future of international payments. However, as of now, both Ripple and SWIFT have not publicly confirmed any such collaboration.
RealFI’s Revolutionary Launch on the XRP Ledger
Adding to the momentum surrounding Ripple's blockchain, RealFI recently announced the successful launch of the REAL token on the XRP Ledger, which officially went live on June 7th, 2025. This marks a pivotal moment in the evolution of global real estate, as RealFI embarks on the tokenization of the $654.39 trillion global real estate market. Built on the high-speed, low-cost XRP Ledger, the REAL token is designed to drive efficiency, transparency, and accessibility in real estate transactions worldwide.
The total supply of the REAL token will be capped at 100,000,000 tokens, establishing a finite digital asset to support RealFI’s long-term strategic vision. As a universal real estate currency, REAL will facilitate a wide range of real estate-related transactions—from rent payments to full property purchases—enabling seamless integration of real-world assets into the digital economy. This initiative underscores RealFI’s commitment to redefining the future of real estate through blockchain innovation.
For investors and industry observers, the unfolding situation presents a compelling development to monitor, as the implications for both Ripple and the broader financial sector could be profound.
XRP (XRP) is a cryptocurrency in the market, currently priced at $3.06, showing a 0.05882% increase from the previous close. The intraday high is $3.06, and the intraday low is $2.86.
