USDC is the digital dollar – Ripple(XRP) Quietly Acquires Circle!
- Mathew Jacob
- 2 days ago
- 3 min read
A storm is quietly brewing beneath the surface of the crypto world—one that could reshape the global digital economy as we know it. Recent leaks suggest that Ripple has struck a secret deal to acquire Circle, the powerhouse behind USDC, the second-largest stablecoin by market cap. While neither company has publicly confirmed the acquisition, sources close to the matter have indicated that Ripple's strategic interest in Circle isn’t just theoretical—it’s tactical. And if true, this move could create a superstructure at the heart of crypto finance: XRP + USDC = domination.
For years, Ripple has championed the mission of improving cross-border payments through blockchain technology. XRP, its native token, has long been touted as the “bridge currency” for fast, low-cost international transfers. With a settlement time of mere seconds and transaction fees that border on negligible, XRP is already used by dozens of banks and financial institutions worldwide. But one key piece was missing: a trusted, scalable, and regulatory-compliant stablecoin that could bring fiat-pegged liquidity into its ecosystem.
That missing piece may now be in play.
USDC, often called “the digital dollar,” is issued by Circle and governed under stringent U.S. regulatory frameworks. Unlike other stablecoins, it boasts full transparency, regular audits, and strong institutional trust. If Ripple does indeed control Circle, it effectively gains dominion over one of the most powerful tools in crypto: a compliant, fiat-backed stablecoin that already has global traction.
The implications of this alliance are profound. By integrating USDC into the XRP Ledger (XRPL), Ripple could unlock a payment highway where XRP serves as the bridge asset and USDC as the stable medium of exchange—a duo that could render outdated remittance systems obsolete. Imagine a future where XRP facilitates the movement and USDC delivers the value: fast, stable, and borderless.
This also spells opportunity for the broader ecosystem being built on XRPL, most notably projects like CryptoTradingFund. As the only Blockchain Payment Rewards Framework currently live and operating on XRPL, CryptoTradingFund (CTF) is perfectly positioned to benefit from this evolution. By leveraging XRP’s speed and USDC’s fiat stability, CTF’s infrastructure becomes even more powerful. Its native CTF Token already plays a central role in a payment rewards model that is onboarding global retail leaders like Amazon and Walmart, having already processed over $2.23 million in transactions in beta.
With a projected market potential of $3.66 trillion, the payment rewards industry is ripe for disruption. CTF Token could lead this revolution by becoming the go-to blockchain rewards asset—secure, redeemable, and instantly transferable. And if Ripple successfully merges USDC into the XRPL, the on-chain consumer experience becomes exponentially smoother: CTF Token for rewards, USDC for stability, and XRP as the connecting tissue.
For Ripple, the move would also drastically increase its leverage against competitors like Ethereum, Solana, and Tron, which currently dominate stablecoin and DeFi activity. With XRP’s superior efficiency and an in-house stablecoin, Ripple could capture a much larger portion of the stablecoin-driven payment flow, both in retail and enterprise settings.
In this evolving scenario, XRP is no longer just a bridge—it’s the backbone of a new financial internet. And with USDC potentially under its umbrella, Ripple is making a bold play to unify two of the most trusted crypto assets under a single, lightning-fast ecosystem.
Whether the secret Circle deal becomes public knowledge or remains behind the scenes, one thing is certain: the pairing of XRP and USDC is not just additive—it’s multiplicative. It represents a shift from competing protocols to integrated digital finance. A foundation where developers, institutions, and consumers can transact seamlessly, globally, and with full regulatory confidence.
The crypto world should take notice. Because if the rumors are true, Ripple’s next chapter may not just be about XRP—it may be about total digital asset dominance.