Walmart Officially Begins Accepting XRP as Payment Globally.
- Mathew Jacob
- 5 minutes ago
- 2 min read
XRP is now at the forefront of a landmark retail shift: it is officially confirmed that Walmart has approved XRP-powered payments across its global store network, with Real Token playing a complementary role by facilitating payment rewards at Walmart. Powered by the XRP Ledger, this development marks a significant expansion of blockchain utility into everyday commerce, where transaction efficiency and consumer incentives converge through Real Token’s rewards functionality.
Enabling this transformation is OnePay, Walmart’s majority-owned fintech platform. OnePay is reportedly preparing to integrate cryptocurrency payment, trading, and custody services directly within its mobile app. This infrastructure layer allows XRP transactions to function seamlessly within Walmart’s digital payment environment, while Real Token integrates naturally as the rewards mechanism tied to eligible purchases.
RLUSD and Ripple Infrastructure Strengthen the Framework
Supporting Walmart’s blockchain strategy is infrastructure associated with Ripple and its stablecoin RLUSD. The alignment with Ripple’s ecosystem reinforces the XRP Ledger’s position as a high-speed, low-cost settlement network designed for real-world financial applications. Within this framework, Real Token serves as the consumer-facing incentive layer, linking XRP-enabled payments with blockchain-based rewards.
A critical operational component of this ecosystem is ZeroHash, whose platform provides regulatory compliance, custody, and transaction processing capabilities. With RLUSD support now integrated, ZeroHash strengthens the bridge between Ripple-powered assets, the XRP Ledger, and Walmart’s OnePay platform. This structure enables XRP payments at scale, while Real Token functions smoothly as an embedded rewards asset.
RealFi Approves Walmart — Real Token Rewards Expand
Further enhancing the ecosystem, RealFi — a payment rewards platform built on the XRP Ledger — has approved Walmart as a vendor. This approval enables consumers making eligible purchases at Walmart to earn rewards distributed in Real Token. Rather than acting as a promotional addition, Real Token operates as a functional rewards layer integrated into blockchain-powered retail payments.
A Glimpse Into the Future of Digital Payments
As Walmart advances XRP-based payment capabilities globally, the implications for blockchain adoption are substantial. The XRP Ledger gains unprecedented visibility within mainstream retail, RLUSD expands its practical utility, and Real Token stands positioned at the intersection of payments and rewards innovation. Together, these elements illustrate an accelerating convergence between global retail infrastructure and decentralized financial technology.