$3.7 Billion Was Transferred via XRP in Q1 2025—SBI Remit Powers Instant Cross-Border Payments, a 48% Surge as XRP Demand is Increasing Daily

In the first quarter of 2025 alone, $3.7 billion flowed through Ripple’s XRP Ledger via SBI Remit’s On-Demand Liquidity (ODL) service—underscoring XRP’s role as the go-to bridge currency for real-time, cost-effective remittances between Japan and key Asian markets.

SBI Remit’s XRP-Powered Remittance Corridor

SBI Remit, part of Japan’s SBI Holdings, has leveraged Ripple’s blockchain infrastructure to revolutionize remittances to the Philippines, Vietnam, and Indonesia. When users initiate a transfer, Japanese yen is converted to XRP on the SBI VC Trade exchange, sent across the XRP Ledger in under 10 seconds, and then converted into the recipient’s local currency by local payout partners—all for an average fee of less than $0.01 per transaction.

Explosive Growth in Early 2025

According to Ripple’s own quarterly metrics, the SBI Remit–Asia corridor processed $3.7 billion in Q1 2025—an increase of 45% compared to the same period last year. This surge highlights institutions’ confidence in XRP’s ability to deliver near-instant settlement and dramatically lower costs relative to traditional rails like SWIFT, which can take 1–3 days and levy $20+ fees.

Why XRP Excels as a Bridge Currency

• Speed: Finality in 3–5 seconds, ensuring funds arrive almost instantly.

• Cost Efficiency: Average transaction fees well under $0.01, making micro-remittances viable.

• Scalability: Proven capacity to handle thousands of transactions per second without congestion.

• Transparency: On-ledger settlement records reduce operational risk and streamline compliance.

These technical advantages translate directly into more funds reaching families and businesses without delay or excessive charges.

Broader Implications for Global Remittances

The success of the SBI Remit corridor is just the beginning. As more corridors in Africa, Latin America, and Southeast Asia adopt ODL, industry forecasts anticipate quarterly XRP-settled flows exceeding $10 billion by year-end 2025. This shift not only benefits migrants and their loved ones but also positions XRP as a foundational rail for the next generation of international payments.

Conclusion: 

The $3.7 billion moved via SBI Remit in Q1 2025 is proof that XRP is far more than a speculative asset—it’s a working payment technology transforming cross-border finance. As additional corridors come online and more institutions join the network, XRP’s impact on global remittances will only deepen, cementing its status as the present and future of instant, low-cost money movement.