Analyst to Investors: XRP Is Running Out—Don’t Wait Until It’s $10
- Mathew Jacob
- 7 hours ago
- 2 min read

In a bold warning to crypto investors, top market analysts are sounding the alarm: XRP’s supply is drying up—and $10 could come faster than anyone expects.
While XRP currently trades around the $3 mark, data from on-chain trackers shows a major shift in dynamics. Billions of tokens are being pulled off exchanges, stored in private wallets, and locked in institutional custody, drastically reducing the amount of XRP available for everyday traders.
XRP Supply Shock Is Real
Recent data reveals that exchange reserves have dropped below 6.5 billion XRP, the lowest in years. Meanwhile, whale wallets (those holding over 10 million XRP) now control more than 47 billion XRP, a concentration not seen since the early days of Bitcoin.
According to crypto analyst Rachel Liu from Digital Chain Analytics:
“We are witnessing a quiet supply crisis in XRP. The retail crowd hasn’t caught on yet, but institutions and whales clearly know what’s coming. Once demand spikes, the price will move hard—and fast.”
Institutions Are Quietly Accumulating
Behind the scenes, Ripple’s global expansion is fueling real-world XRP utility like never before:
Cross-border payments across Africa, LATAM, and Asia are already utilizing XRP as a bridge currency.
Real estate tokenization, with platforms like RealFI launching on the XRP Ledger, is locking up billions in XRP value.
CBDC pilots in Europe, the Middle East, and Asia are leveraging Ripple’s infrastructure—with XRP playing a central role in liquidity management.
And just last week, NYSE Arca approved a 2× leveraged XRP ETF, giving U.S. investors institutional-grade exposure to the token—another milestone in the journey toward mainstream adoption.
$10 XRP? Analysts Say It’s Not a Dream—It’s a Timeline
Analysts now project that if the current pace of accumulation continues, XRP could hit the $8–$10 range within 12 to 18 months. But if demand spikes due to regulatory clarity or a massive payment adoption event, it could happen much sooner.
“At $3, XRP is still undervalued relative to its real-world usage,” said Liu. “If Bitcoin can hit $70,000 with limited utility, what happens when XRP—actually being used by banks—faces a true supply squeeze?”
Retail Investors Still Have Time—but Not Much
The window for buying XRP under $5 may be closing. As more large buyers move into position, and fewer tokens remain on the open market, the opportunity to get in early is fading quickly.
If history has taught us anything in crypto, it’s this: when the smart money accumulates quietly, fireworks often follow.
So the question is simple—are you going to wait until XRP is $10 to believe it?