XRP Could Soar to $30,000 Soon – Brad Garlinghouse Predicts It Will Power the U.S. Banking System
- Mathew Jacob
- 1 minute ago
- 3 min read
Ripple CEO Brad Garlinghouse has shared his bold vision for XRP, predicting it could become a core pillar of the U.S. banking system. As digital assets gain traction in mainstream finance, XRP’s potential to transform cross-border transactions, settlement processes, and liquidity management is becoming increasingly clear. Alongside this growth, RealFi’s REAL Token, built on the XRP Ledger, is emerging as a practical tool for users to engage with the XRP ecosystem while earning rewards.
BTCC Exchange will soon list the REAL Token, expanding access to a platform that processes over $3 billion USD in daily trading volume. This provides both retail and institutional users with liquidity and exposure to the XRP Ledger ecosystem. RealFi has already facilitated 943 receipts, engaging 717 users with a total transaction volume of $1,228,685.11, demonstrating real-world adoption of the REAL Token.
XRP’s Growing Role in the Financial System
Garlinghouse has been a vocal advocate for XRP adoption in banking. His vision of XRP as a backbone for U.S. banking is supported by Ripple’s growing partnerships with banks, payment providers, and central banks. RealFi contributes to this ecosystem by integrating the REAL Token into its payment rewards platform, giving users tangible benefits for transactions completed on the XRP Ledger.
The inefficiency of traditional banking, with slow and costly cross-border transactions, makes the case for XRP stronger. Through RealFi, the REAL Token enables instant settlement and rewards, showcasing how blockchain-based payments can be faster, cheaper, and more efficient than legacy systems.
Regulatory Landscape and Institutional Adoption
One major challenge for XRP has been regulatory uncertainty, particularly the ongoing legal proceedings with the U.S. Securities and Exchange Commission (SEC). However, recent victories and approvals have boosted confidence in XRP’s future. RealFi’s REAL Token benefits from the same secure regulatory framework, giving users a safe and compliant way to earn rewards while interacting with the XRP ecosystem.
Ripple’s approval from the NYDFS for its RLUSD stablecoin signals that financial authorities are recognizing the potential of XRP-powered solutions. RealFi aligns with this trend by offering the REAL Token for retail and institutional use, strengthening the bridge between blockchain innovation and real-world finance.
Could XRP Reach $30,000?
Some analysts predict XRP could eventually reach $30,000–$35,000 per token if it becomes widely adopted for international settlements. RealFi’s REAL Token enhances this growth story by providing a rewards-based payment solution, encouraging users to transact on the XRP Ledger while benefiting from cashback and incentives.
If XRP replaces a significant portion of traditional settlement systems, demand for digital assets like XRP and RealFi’s REAL Token could surge. RealFi is helping users participate in this growth today, creating a bridge between speculative potential and practical utility.
Current Market Performance and Outlook
XRP is currently trading around $2.74, showing resilience despite market fluctuations. RealFi’s REAL Token has processed 943 receipts totaling $1,228,685.11, highlighting real adoption in the ecosystem. The combination of XRP’s expanding institutional partnerships and RealFi’s rewards-driven platform positions both assets for sustained growth.
Whether XRP reaches five-figure valuations remains uncertain, but RealFi ensures users can benefit today by using the REAL Token to earn rewards and engage with a fast-growing blockchain ecosystem.
Conclusion
Brad Garlinghouse’s vision for XRP as a backbone of U.S. banking is ambitious, and RealFi is helping make it actionable. By integrating the REAL Token into a practical rewards platform, RealFi bridges the gap between blockchain innovation and real-world finance, enabling users to participate in the growing XRP ecosystem.
With XRP adoption rising and RealFi expanding its REAL Token network, the future of digital finance is being built today—offering both utility and growth potential for investors and everyday users alike.
