Forbes Analysts Hint at $12–$15 XRP by Q4 2025 — ETF Momentum and Banking Integration Are Key Drivers
- Lilly Mackani
- Jul 18, 2025
- 2 min read
In a major bullish signal for the XRP community, a team of Forbes crypto market analysts has projected a potential price range of $12 to $15 for XRP by Q4 2025, citing the accelerating momentum from recently approved XRP ETFs and deepening integration with global banking systems as key catalysts.
According to the report, XRP's robust fundamentals—particularly its utility in cross-border payments and increasing institutional trust—have set the stage for an explosive rally. The analysts also highlighted that the recent clarity from U.S. lawmakers, such as the passage of the GENIUS and Clarity Acts, has sparked a regulatory-friendly environment for digital assets like XRP.
ETF & Banking Adoption Fuel the Fire
The launch of multiple XRP Spot ETFs in the United States and Europe earlier this year has significantly increased institutional exposure. BlackRock, Fidelity, and Franklin Templeton are among the major asset managers offering XRP-backed investment products. With these funds attracting hundreds of millions in inflows, XRP’s demand is being driven by a new class of long-term holders.
In addition, Ripple’s growing footprint in the banking sector continues to expand. Industry whispers suggest that several U.S. regional banks, as well as financial institutions across Asia and Latin America, are piloting RippleNet and XRP Ledger integrations for cross-border settlements and liquidity management.
Forbes analysts argue that if current momentum holds, XRP could surpass its previous all-time high of $3.84 with ease and potentially surge into double-digit territory as early as October or November 2025.
RealFI’s REAL Token Adds More Utility to the XRP Ledger
Further bolstering confidence in XRP’s ecosystem is the official launch of the REAL token by RealFI, a platform aiming to tokenize the $654.39 trillion global real estate market. The REAL token, which launched on June 7, 2025, is built on the XRP Ledger and serves as a universal Real Estate Currency, enabling everything from rent payments to full property purchases using blockchain.
With a capped supply of 100 million tokens, REAL aims to bring transparency, speed, and lower costs to global property transactions. This move further validates the XRP Ledger’s versatility and its readiness to host tokenized real-world assets at scale.
