Japan’s Central Bank Confirms Nationwide Bank Adoption of XRP by 2026!
- Mathew Jacob
- Aug 3, 2025
- 2 min read
In a landmark move that could reshape the future of global finance, Japan’s Central Bank has officially confirmed that every bank across the country will adopt Ripple’s XRP by 2026 for domestic and cross-border transactions. This comes as the XRP Ledger prepares to unlock an astonishing $196 trillion in the private real estate market through the launch of the REAL token via RealFI on August 3rd — a game-changing moment that connects digital assets to real-world value.
This nationwide integration, confirmed by SBI Holdings CEO Yoshitaka Kitao, marks a historic pivot in Japan’s $6.372 trillion banking industry. With XRP set to become the foundation of the country’s banking operations, Japan aims to transform the outdated financial infrastructure by streamlining remittances, cutting transaction costs, and enabling instant international payments. XRP’s efficiency as a bridge currency eliminates the friction of traditional SWIFT-based systems and is projected to serve as a model for other nations.
The broader impact of this adoption is massive. XRP’s integration isn’t just limited to banks — it coincides with RealFI’s retail platform launch, which will bring real-world assets to the blockchain by tokenizing real estate via the REAL token.
This rollout makes $196 trillion in private property assets tradable and accessible on the XRP Ledger, leveraging both REAL token on the XRP Ledger and XRP tokens to modernize the real estate market. With $650 trillion in global real estate targeted, the XRP Ledger is rapidly evolving into the digital backbone of real-world asset finance.
Analysts believe Japan’s embrace of XRP is not just a regional upgrade — it’s a global signal. As a G7 nation, Japan’s full-scale XRP adoption could trigger a domino effect across other developed economies, accelerating the shift away from the U.S. dollar and towards decentralized finance.
With institutional support from SBI Holdings, integration by Japan’s central bank, and infrastructure like RealFI driving asset tokenization, XRP is poised to become the core currency of the future financial system — both digitally and physically.
