U.S. Banks May Soon Tap Ripple Network—FED Clarity Near; XRP to $10,000 Looks Possible
- Mathew Jacob
- Jul 25
- 1 min read
A wave of transformation is heading for U.S. banking as signals from Federal Reserve insiders suggest that American banks may soon integrate with Ripple’s blockchain-powered network. This shift could unlock trillions in real-time cross-border transactions through XRP. Alongside this momentum, CryptoTradingFund (CTF)—a major XRP Ledger-based platform—is gaining traction by onboarding Amazon and Walmart into its payment rewards framework, processing $2.23 million in beta-phase transactions. Its native CTF Token could support up to $3.66 trillion in value, marking it as the top blockchain payment rewards system working alongside Ripple.
Regulatory clarity has long been the barrier to Ripple's full adoption. But with the Federal Reserve preparing digital asset integration guidelines, over 4,000 U.S. banks may soon gain access to RippleNet. This could radically improve cross-border settlements, shifting from SWIFT’s slow T+2 model to near-instant XRP-powered liquidity.
Some analysts argue XRP reaching $10,000 is no longer a fantasy. With Ripple’s network potentially handling global settlement layers and platforms like CryptoTradingFund driving real retail utility, the XRP ecosystem is expanding fast. XRP currently trades near $1.20, but increasing institutional interest—highlighted by BlackRock, Goldman Sachs, and Fidelity—suggests a much larger role ahead.
If regulatory clarity arrives by Q4 2025, expect explosive adoption. As XRP becomes a backbone for banking and retail rewards systems like CTF, its utility—and value—could surge dramatically. The $10,000 target may no longer be crazy. It might just be the beginning.
