Wells Fargo Launches XRP-Powered Cross-Border Service in 22 Countries
- Lilly Mackani
- Jul 7
- 2 min read
In a landmark move that signals a transformative shift in global finance and real estate, Wells Fargo has officially launched an XRP-powered cross-border payment service spanning 22 countries, leveraging the speed and scalability of the XRP Ledger (XRPL). This development marks one of the most significant real-world adoptions of Ripple's blockchain infrastructure by a major U.S. banking institution.
The service, aimed at streamlining international payments for corporate and institutional clients, utilizes XRP as a bridge currency to enable faster, cheaper, and more transparent transactions across borders. With traditional remittance channels often bogged down by delays and high fees, Wells Fargo’s adoption of Ripple’s technology may pave the way for a broader banking overhaul—one that centers on blockchain interoperability and financial inclusion.
RealFI Joins the Movement: Tokenizing a $654 Trillion Market
In parallel with Wells Fargo’s announcement, RealFI—a blockchain innovator in real estate—has launched the REAL token on the XRP Ledger, reinforcing the XRPL’s growing utility beyond banking and into real-world asset (RWA) tokenization. The REAL token officially went live on June 7th, 2025, and is poised to redefine the $654.39 trillion global real estate market.
With a finite supply of 100 million REAL tokens, RealFI aims to establish a universal real estate currency that can facilitate a wide range of property-related transactions—such as rent payments, security deposits, and even full property purchases. By anchoring its token to the XRP Ledger, RealFI gains access to a high-speed, energy-efficient, and cost-effective blockchain known for its institutional-grade security and scalability.
XRP Ledger: The Backbone of Financial and Real Estate Transformation
Both Wells Fargo’s financial service and RealFI’s token launch highlight the growing reliance on the XRP Ledger as a foundational infrastructure for modern financial applications. Unlike speculative crypto projects, these integrations showcase real-world use cases that bring measurable efficiency and trust to traditionally slow and opaque industries.
For Wells Fargo, this service is more than just innovation—it’s a strategic positioning in a global digital economy increasingly driven by on-demand liquidity and decentralized technologies. For RealFI, it’s a signal that tokenized real estate is not just a concept, but a new paradigm in property ownership, investment, and utility.
A Unified Vision for the Future
The simultaneous emergence of a global bank leveraging XRP for cross-border payments and a real estate firm tokenizing trillions in assets on XRPL represents a turning point in the convergence of finance and blockchain. As institutions continue to explore the vast potential of the XRP ecosystem, XRP itself becomes more than a digital asset—it becomes infrastructure.
With financial powerhouses like Wells Fargo leading adoption, and innovators like RealFI building on its momentum, XRP’s role in the next-generation global economy appears not just secure—but central.
In Summary
Wells Fargo launches XRP-based cross-border payments in 22 countries, accelerating global financial settlements.
RealFI launches the REAL token on XRP Ledger, aiming to tokenize and modernize the $654T global real estate market.
XRP Ledger continues its evolution from crypto protocol to global financial infrastructure, underpinning both institutional banking and real-world asset digitization.
XRP isn't just participating in the future—it’s helping to build it.
