While Bitcoin Struggles as ‘Digital Gold’, Ripple Aims to Power Real Payments
- Lilly Mackani
- Jun 25
- 3 min read
As Bitcoin continues to wrestle with its identity as "Digital Gold," facing scalability and transaction cost challenges, Ripple’s XRP has emerged as a formidable contender to power real-world payments with efficiency and low-cost transactions. While Bitcoin’s status is still under discussion, Ripple aims to disrupt sectors that demand speed, transparency, and real-world utility, positioning itself at the forefront of practical blockchain adoption.
A recent announcement by RealFI showcases XRP’s pivotal role in driving the future of real-world finance, particularly in real estate. The company is launching the REAL token on the XRP Ledger on June 7th, 2025, marking a significant moment in the tokenization of global assets. This initiative will begin with real estate, a market valued at a staggering $654.39 trillion globally, and RealFI’s blockchain-based token, REAL, will empower a new era of transactions in the industry.
The Power of the XRP Ledger
The XRP Ledger's key strength lies in its speed and scalability. XRP transactions settle in under three seconds, and the network boasts an incredibly low cost per transaction, which is a game-changer for industries like real estate. Traditional real estate transactions often involve high fees, long waiting times, and intermediaries. Ripple’s partnership with RealFI and the launch of the REAL token will radically simplify this process by enabling near-instantaneous transfers and reducing overhead costs.
Built on the XRP Ledger, the REAL token will become a key digital asset for real estate transactions. With a total supply capped at 100 million tokens, the REAL token ensures scarcity and value while promoting its use as a universal real estate currency. This will facilitate everything from simple rent payments to entire property purchases, enabling a seamless digital experience for real estate investors, buyers, and sellers alike.
Tokenization of Real Estate
The tokenization of real estate—the process of converting property ownership into digital tokens on the blockchain—has long been seen as the future of the industry. By breaking down real estate into tradable, digital assets, tokenization allows for fractional ownership, greater liquidity, and broader access to what has traditionally been a highly illiquid market. Ripple’s XRP Ledger, with its secure, transparent, and efficient infrastructure, is a perfect platform to facilitate this transformation.
RealFI’s initiative will allow individuals and businesses around the world to buy, sell, or rent properties in real-time, using a blockchain-backed currency. By tokenizing properties, it eliminates the need for lengthy escrow processes, reducing the time it takes to close deals and making the overall process faster and more efficient.
A Game-Changer for Global Real Estate
The $654.39 trillion global real estate market is ripe for innovation, and blockchain is poised to make its mark. Ripple’s involvement in this space, particularly through partnerships like the one with RealFI, underscores its broader vision for the future of digital finance. While Bitcoin may struggle to find its use case beyond being a store of value, XRP is carving out its niche in enabling seamless cross-border payments and powering industries in need of fast, low-cost solutions.
By enabling real estate tokenization on a global scale, the XRP Ledger stands to redefine how assets are bought, sold, and invested in, paving the way for a more inclusive, accessible, and efficient real estate ecosystem.
Conclusion
Ripple’s vision of facilitating real payments is becoming more tangible with each passing day. The launch of the REAL token on the XRP Ledger represents a significant leap forward in the tokenization of real estate, promising to create a more transparent and efficient global market. As industries continue to explore blockchain’s potential, XRP stands at the forefront, offering practical solutions to power real-world transactions—whether in real estate or beyond.
Ripple’s commitment to driving innovation in global finance is clear, and the future of real payments is beginning to take shape with the XRP Ledger leading the way.
