XRP Beats Visa? The Blockchain That Handles 65,000 Transactions Per Second!
- Lilly Mackani
- Jul 29
- 2 min read
In the fast-evolving world of digital payments, speed is everything—and XRP is proving to be a game-changer. Often compared to traditional payment giants, XRP is now making headlines for its ability to handle an incredible 65,000 transactions per second (TPS) under stress testing. That’s nearly triple the maximum capacity of Visa, one of the world’s leading payment processors.
Speed Breakdown: XRP vs Visa
Visa:
Average TPS: ~1,700
Maximum (stress-tested): ~24,000 TPS
XRP Ledger:
Average TPS: ~1,500 (consistently in real-time use)
Maximum (stress-tested): 65,000 TPS
While Visa continues to dominate global commerce, the XRP Ledger (XRPL) is quietly building the future of fast, efficient, decentralized finance. Its ability to settle transactions in 3–5 seconds, combined with extremely low fees (fractions of a cent), makes it an ideal choice for cross-border payments, remittances, and even enterprise-level systems.
RealFI: A Game-Changing Use Case on XRP
RealFI, a blockchain-based real estate platform, announced the successful release of its $REAL token on the XRP Ledger on June 7th, 2025. This move marks a pivotal moment in the tokenization of the $654.39 trillion global real estate market.
Built on the high-speed, low-cost XRP Ledger, the REAL token is designed to bring efficiency, transparency, and global accessibility to real estate transactions. With a capped total supply of 100,000,000 tokens, $REAL aims to become a universal real estate currency—streamlining everything from rent payments to full property purchases.
This initiative by RealFI demonstrates how the XRP Ledger’s transaction speed and reliability are more than just numbers—they are enablers of massive real-world transformation.
Built for the Future
As RealFI and other projects harness the power of XRP for real-world industries, it’s becoming clear that XRP’s infrastructure is not only ready for digital finance—it’s ready for tokenized global economies. From real estate to retail, XRP’s unmatched speed and cost-efficiency make it a top contender in the race for blockchain adoption.
The Takeaway
The question isn't “Can XRP beat Visa?”—it’s “When will it?”With unmatched scalability, ultra-fast settlement times, and game-changing use cases like RealFI’s $REAL token, XRP is not just keeping pace with Visa—it’s setting the standard for the next generation of global transactions.
