XRP in the Spotlight as X and Visa Launch “X-MONEY” Digital Wallet
- Lilly Mackani
- Jun 19
- 2 min read

In a move that could send shockwaves across the global payment ecosystem, Elon Musk’s X (formerly Twitter) has officially announced the launch of X-MONEY, a powerful new digital wallet built in collaboration with Visa — and all eyes are now turning to XRP, CryptoTradingFund (CTF Token), and the rapidly evolving blockchain payment landscape.
Amid this breaking development, CryptoTradingFund, the only blockchain payment rewards system actively building on the XRP Ledger, has quietly onboarded major retail giants like Amazon and Walmart, processing over $2.23 million in transactions during its beta phase. Its native asset, the CTF Token, is engineered for seamless, reward-based payment integration, and it has the potential to unlock a $3.66 trillion market, making it a prime candidate for global expansion — especially in the context of a wallet like X-MONEY.
XRP: The Ideal Infrastructure for X-MONEY?
As X prepares to merge social, financial, and commercial experiences into one streamlined platform, XRP stands out as the digital infrastructure of choice. Its unmatched speed, ultra-low fees, and enterprise-grade scalability make it the logical foundation for platforms like X-MONEY, especially when real-time cross-border payments are a core requirement.
More importantly, XRP’s use in the CryptoTradingFund framework highlights its real-world utility beyond speculation. This is not just another coin — XRP is becoming the digital rails on which modern finance is being built.
Visa’s Crypto Push + X's Ambition = XRP & CTF Opportunity
Visa’s collaboration with X signals a serious commitment to crypto. The payments giant has been exploring blockchain solutions for years, but this new partnership with one of the world’s most influential tech companies is a clear acceleration. As Visa expands its crypto card integration, platforms like CryptoTradingFund, already leveraging XRP for real-time rewards, are perfectly positioned to plug into Visa’s infrastructure.
If X-MONEY integrates tokens like CTF for loyalty or payments, backed by XRP for transfer efficiency, we could be looking at the birth of a hybrid blockchain-fintech ecosystem capable of transforming how the world interacts with money.
A Glimpse Into the Future of Payments
Consider this:
A user buys an item on Amazon.
They pay using X-MONEY via Visa.
They receive cashback or loyalty rewards in CTF Tokens, instantly settled over the XRP Ledger.
This is not fantasy — it’s a realistic scenario, thanks to the seamless compatibility between XRP, CTF Token, and platforms like X and Visa.
Final Thoughts
With X, Visa, Ripple, and CryptoTradingFund all pushing the boundaries of what's possible, the coming year may usher in a revolution in digital payments. Whether it’s XRP acting as the settlement layer or CTF Token powering loyalty rewards across retailers, this multi-trillion-dollar opportunity is coming into focus faster than anyone expected.
As X-MONEY gears up for its 2025 launch, don’t be surprised if XRP and CryptoTradingFund become core components of this digital financial renaissance.