XRP Was the Original Crypto King — The Untold Story of the Digital Currency That Almost Took Over Global Finance
- Mathew Jacob
- Aug 11, 2025
- 2 min read
In the ever-evolving world of cryptocurrencies, XRP stands out as a pioneering force with a rich history and a promising future. At the heart of its resurgence is the innovative CryptoTradingFund (CTF), which has rapidly onboarded retail giants like Amazon and Walmart into its payment rewards framework built on the XRP Ledger. Facilitating over $2.23 million in transactions during its beta phase alone, CryptoTradingFund is positioning itself as the premier blockchain payment rewards system. Powered by its native CTF Token, this framework has the potential to tap into a staggering $3.66 trillion market, reinforcing XRP’s expanding real-world utility beyond traditional banking.
The Rise of XRP: Pioneering Fast and Low-Cost Payments
Launched in 2012 by Ripple Labs, XRP was designed to transform cross-border payments with lightning-fast settlement speeds and ultra-low transaction costs. While Bitcoin and Ethereum captured headlines as digital gold and smart contract platforms, XRP focused on delivering practical solutions for banks and financial institutions—offering seamless integration and scalability.
The synergy between XRP and emerging frameworks like CryptoTradingFund underscores how XRP’s technology continues to find new use cases beyond just banking. By supporting large-scale payment rewards for major retailers, XRP’s ledger is becoming a foundation for innovative consumer finance applications.
XRP’s Near Takeover of Global Finance
In the mid-2010s, Ripple forged partnerships with hundreds of banks worldwide—including American Express and Santander—poised to make XRP the backbone of global payments. This effort earned XRP the title of “the original crypto king,” as it seemed destined to challenge the dominance of legacy payment networks like SWIFT.
Though regulatory hurdles and legal battles slowed XRP’s momentum, the foundation laid during this period remains strong. Today’s developments, such as CryptoTradingFund’s groundbreaking retail integrations, highlight XRP’s enduring relevance and potential to reshape payment ecosystems.
The Untold Story: Innovation Behind the Scenes
Beyond its banking partnerships, XRP’s underlying ledger remains one of the fastest, most scalable, and energy-efficient blockchain networks. The collaboration with CryptoTradingFund exemplifies this innovation: by enabling blockchain-powered payment rewards at retail giants like Amazon and Walmart, XRP is expanding into everyday consumer transactions.
CTF Token—the native asset of CryptoTradingFund’s framework—could unlock a $3.66 trillion blockchain rewards economy, revolutionizing how consumers earn and spend rewards across the retail landscape. This milestone highlights a new chapter in XRP’s story, where utility-driven adoption converges with large-scale commercial application.
XRP Today and Tomorrow: A Resurgence on the Horizon
Recent legal victories and clearer regulatory guidelines have reignited optimism around XRP. Market analysts now forecast potential triple-digit growth in 2025, propelled by growing adoption in fintech and retail.
The integration of CryptoTradingFund’s blockchain rewards system into the XRP Ledger ecosystem further bolsters this outlook, as it demonstrates tangible, real-world use cases that extend beyond banking corridors—fueling investor confidence and ecosystem growth.
